Nowadays, it has become the most popular payment method in Brazil. It was launched Central Bank in 2020, Launched is already the transfer method most used by Brazilians. But many people have questions about how to pix. So we prepared a step by step to help you.
How it works?
Pix is a way of making instant transfers that, in order to work, just access the “Area Pix” of your bank's app.
When you access your application, it will ask you to confirm that you want to enter the area. From the moment you accept, it will be possible to carry out transactions.
Is it free to register and use?
The best thing about it is that for you to use it, it's completely free and you only need to register.
For individuals and MEIs, no extra fee is required. There may be charges if transactions are configured as commercial.
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See how to register Pix
Let's now learn how to register for Pix. Check out the step by step below:
Open your bank app
First to sign up for Pix, you need to open your bank app, where you keep your money. Next, you should look for the “Area Pix”.
Click on “Pix Area”
When locating the Area icon, then you must click on it to access.
From the moment you click and enter this environment. You can receive values through Pix, even if you haven't registered a specific key.
register a key
Now you will register your Key. It can be your CPF or CNPJ, cell phone, email or even a random key. Which is a code formed by numbers and letters generated by the system.
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The Pix key is yours identification, which will be used when carrying out the transfer. That is, in place of account data, you will use the Key you have chosen.
This key must be unique, therefore, if you use more than one account, at the same bank or at different institutions, you will have to register different keys.
When can I use it?
Once you've registered your Key, you can send and receive instant transfers. It is possible to make payments with your credit card, as your bank transforms your credit limit into cash.
Stay tuned, because in the case of Pix with a credit card, an interest rate is charged that is set by the financial institution. Each bank has its own rate. Another form of payment that the Central Bank has been working to launch is Pix Parcelado. Which works like a ticket that will be discounted on the scheduled day.
It can also be called a guaranteed Pix, as the shopkeeper is guaranteed that the amount will be deposited into his account.
Best key to register?
The best key who chooses is you. What really matters is your safety. Know that some banks prefer that you register your CPF.
These banks offer advantages such as a higher credit limit or the release of a credit card.